A few things of importance happened today:
I had a lovely trip to Rite-Aid:
-2 Scunchi Elastics @1.99 -> 1.99 +UP
-1 Gillette Razor @ 9.99 with a $5.00/1 coupon -> 5.00 +UP
-1 Poligrip @ 1.99 with a 1.99 rebate
Plus I used a $3/15 coupon and a $1/1 coupon so this is essentially a $4 MM, minus tax. 😀 I spent $7.89 out of pocket (OOP) since I didn’t have any +UP rewards, and got 8.98 in +UP rewards back, plus the 1.99 rebate.
-Spent $4.79 on postage for books I’m mailing at PaperBackSwap 🙂
-Aaaaand I had a job interview today, for a new day job. It didn’t go that well, IMO and I’d be really surprised if it ends up working out but… I guess we’ll see!
Last night I paid off my Victoria’s Secret credit card 😀 I even went there and… wait for it… didn’t buy a THING! Go me 🙂 Of course I was quite tempted, as I am in love with their bras, especially the Miraculous bra but… I certainly don’t NEED any more bras, I have a bunch already. And don’t even get me started on my underwear drawer 😉
While I was at the mall, however, I did spend $15.04 on two bracelets, one for me and one for my boyfriend. They are To Write Love on Her Arms bracelets, which is something that means a lot to us. Pink for me, blue for the boy. 🙂
- Gas $32.35
- Rite-Aid $1.88 (.49 + tax)
- CVS $1.74 (.36 + tax)
Total HBA purchased from Rite-Aid & CVS:
2 Tena pads
1 Crest toothpaste
1 Crest mouthwash
2 Right Guard body washes
2 Gum flossers
I’ll probably sell most of those at my garage sale this summer, plus I can submit the Tena & Poligrip for the Rite-Aid single check rebate and get $21.97 back… 🙂
Well, today marked my first official day at my 2nd job. I think, all in all, things went fairly well. It was a little overwhelming at times, but I can see where eventually, I will get used to it and be able to take things in stride, once I know the servers, table numbers, menu items and where everything is. But, on the plus side, nobody was terribly mean, I didn’t make any giant mistakes, I didn’t run away screaming so I suppose that means it was an OK day 🙂 I worked 5.07 hours today, at $8 an hour is $40.56 gross. I don’t know yet exactly how much will be taken out for taxes, but even for a gross wage that’s not too bad. When I babysit, some days I work nearly twice that length of time and get paid the same amount. Now, granted I am sitting around playing blocks and feeding a baby, versus running around in a restaurant but… still. It will be nice to have more money to track!
I ended up not going to the game with my boyfriend, so we didn’t spend any money on parking. Instead, we got McDonalds, which he paid for 🙂 and watched a DVD. So far, I haven’t spent any money yet this month. I also received a check from my mom yesterday which I deposited – $110, for some money I had lent her. I’m sitting on about $580 in my bank account now, including my paycheck from yesterday, so that should be plenty to start getting my bills paid this month. Yay!
Well, it’s almost a new month, and that means time for my financial plans! Since I haven’t started my weekend hostessing gig, that money is not being figured into this yet. Any money I make in April from that job will be figured into May’s budget.
- Car Payment: $250
- Student Loans: $150
- Credit Cards: $300
- Saving: $18
- Gas, food, misc spending: $82
Some planned expenses this month include splitting a parking fee at a hockey game with my boyfriend on 4/01… not sure how much that will be. I had to buy non-skid shoes for work which were $22 at Walmart. I’m getting an eyebrow wax sometime this month, but I have a giftcard I can use for that 🙂 I will also be going to Victoria’s Secret on Monday to pay off my credit card, which has a $10.95 balance. I also will have a coupon for a free pair of panties and a $10 SCR so hopefully I walk out just paying my bills and using those, and nothing else!! I need to be good. 🙂
Hi folks. A little bit about me: my name is Judy, and I’m a 21 year old from Ohio. I work Monday-Friday as a babysitter, for $200 a week, and I just (as in yesterday) got a job on the weekends hostessing for $8/hr. I feel like I may be slightly crazy to voluntarily work 7 days week, but I am trying to be gazelle intense (thank you, Dave Ramsey) in order to pay off my debt. Which is here, as follows:
-Credit card (bank #1) $1,760.93
-Credit card (bank #2) $1,022.73
-Credit card (store #1) $392.43
-Credit card (store #2) $10.95
Now, I realize to many people this is not very much at all, but seeing as I’ve been making $800 a month, plus the fact that I have a $250 car payment and $150 in student loans to pay, it’s been surprisingly hard to pay down this debt. It’s been very stressful! Here are my current assets:
-Checking account $278.12
-Savings account #1 300.00
-Savings account #2 49.72
The first savings account has to have $300 in it, or I will automatically have to continue to put $25 in it each month from my checking account. This is fine, as I’m keeping it in the bank to pay for school in a few months. My second savings account currently has $4.50 a week being shuffled there automatically in the hopes I don’t realize what is happening, and suddenly amass a ton of money (thank you, David Bach) 🙂 Which is slightly doubtful but, why not.
Anyways! This blog is to serve as an accountability to me for my spending, saving, bill paying, and basically just a way for me to track my progress towards my goals. Oh, and I’m kind of a couponing nerd so there will be plenty of posts devoted to that, but that has to do with spending and saving money, so it’s all good. 🙂